Sage Mortgage is an online mortgage broker that works with multiple wholesale lenders. The broker was founded in 2020 and is headquartered in Fort Mill, South Carolina. To connect with Sage, you can submit your information through The Simple Dollar, an affiliate company, or visit the broker directly online to start an application. From there, you’ll be assigned a dedicated loan officer. Along with assisting you with finding a loan, the broker can help you secure a preapproval in one to two days, and the typical closing takes 29 days. (Editor’s note: Sage Mortgage is owned by The Simple Dollar parent company Red Ventures but had no influence in The Simple Dollar’s review. The Simple Dollar’s editorial team operates independently and has standards in place to ensure the information in this review is accurate and unbiased.)
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Breakdown of Sage review score
Borrower experience: 10/10
Pros and cons
Works with multiple wholesalers to offer competitive rates and fast cycle times
Borrowers can complete a quick and easy application online 24/7, 365 days a year
Dedicated loan officer works with borrowers throughout the entire process
Most mortgages close within 29 days
Doesn’t offer VA loans
Doesn’t offer home equity loans or home equity lines of credit (HELOCs)
Borrowers looking to find the best deal for their individual situation.
Sage Mortgage (Forward Mortgage Lending) has a C+ rating with the Better Business Bureau, and is not accredited by the organization.
Refinancing with Sage
Borrowers looking to refinance their existing mortgage can get competitive rates through Sage, which works with multiple lenders to find you the ideal loan with the lowest possible rate and fees. The broker displays a promotional refinance rate online, but this won’t necessarily be reflective of what rate you’d specifically qualify for.
To determine a mortgage lender’s SimpleScore, The Simple Dollar’s editorial team rates lenders on a scale of one to five stars based on a variety of factors relating to the lender’s products and services. The Simple Dollar’s partners compensate us, but our opinions are our own, and partner relationships do not influence our reviews. Here is our full methodology.